Workers’ compensation laws were designed to help people who are injured on the job. Before this legislation, injured employees were out of work with no way to receive financial help. Now, though, employees can fight for the compensation they deserve with the help of a workers’ compensation lawyer. There are a few basic things that everyone should know about workers’ compensation benefits. Consider these three most important things to know; this way, you will be informed about your options if you are ever injured on the job.
Timely Filing Requirement
There are time restraints for workers’ compensation claims. You need to report the incident as soon as you can. Many states have different regulations for the amount of time you can wait before filing a claim. It is important to know what your state’s specific rules are. If you wait too long to file a claim, it will be denied. You will no longer be eligible to receive the financial help that you need after a workplace injury.
Who Is Covered
Every state has different rules about who is covered under workers’ compensation. Some states exempt subcontractors, while others do not. In some cases, coverage depends on how many employees work for a company. If you are unsure about your state’s requirements, now is the time to find out. Your workers’ compensation lawyer can help you determine if you are covered under your state’s laws. If you are not, your workers’ compensation claim will be automatically denied.
How To File a Claim
If you are injured on the job, you need to report the accident immediately. Even if your injuries seem minor at first, they can cause other problems later. If you do not report the accident promptly, you may miss out on the window for timely filing. In most companies, the human resources department deals with workplace injuries. You should know the chain of command for reporting accidents in your workplace, and do not be afraid to speak up if you are injured.
Workers’ compensation laws have helped many injured workers receive the compensation that they need. A workplace injury can lead to costly medical expenses and long-term disability. The inability to work because of an injury can cause financial strain as well. If you find yourself in any of these situations, contact a workers’ comp lawyer to find out how he or she can help you.